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Is It Time to Pare Back Withdrawal Rates in Retirement?

The 4% rule, a popular theory, says one can safely spend down 4% of their portfolio annually, increasing each year with inflation, during one’s retirement. The participants were John Rekenthaler and Hong Cheng of Morningstar, Jonathan Guyton of Cornerstone Wealth Advisors, and Michael Finke of the American College of Financial Services. Before I get into what they said, I want to share my perspective on the topic of spending in retirement.

Bearish Bets: 2 Nasdaq Stocks You Should Consider Shorting This Week

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